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Financing Your Home >Financing Contingencies

Standard real estate purchase agreements usually contain language that releases the purchaser from an agreement if they are unable to get financing within a specified period of time. This contingency includes a full return of the earnest money deposit. If you are buying a home, you should read the financing clause carefully and be sure that you fully understand the terms of the agreement.

You are usually required to apply for your loan promptly and to comply with requests from the lender for any documentation needed to complete the loan application. The contract will also set a time limit by which you must have loan approval. If your lender cannot meet the financing deadline and needs additional time to complete the loan, you must ask the sellers for a written extension.

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Q	What information does nearly every state in America require the seller of a home to reveal to the buyer?
A	Most states require disclosure of any existing problems or conditions that could affect the value of the house.
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When You Need Title Insurance, Get It From The Best Title Insurance Company..

Mimi Korn
Regional Title Executive
Garden State Abstract Company
Cell: 973-220-0209
Fax: 973-228-5094
Email: MimiStuart@aol.com

If you need to get pre-approved for a mortgage, I recommend you contact...

Edward A. Lepore
Home Mortgage Consultant
Wells Fargo Home Mortgage
Red Bank, NJ
Office: 732-933-5652
Cell: 732-500-6764
Fax: 732-933-8319
Email: Edward.Lepore
@WellsFargo.com

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Rosaleen Light-Newby, REALTOR®, real estate agent and broker for Summit, New Providence and Berkeley Heights New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Rosaleen Light-Newby
Re/Max Achievers
315 Springfield Avenue
Summit, NJ. 07901
Mobile Phone: 908-510-0861
Business: 908-522-9444 ext 103
Residence: 973-665-9280
Fax: 973-695-1666
Email: Rosaleen@NUMBER1EXPERT.com
Email: rosaleenlight@comcast.net
Let Rosaleen be your guide through Summit, Berkeley Heights, New Providence, Chatham, Madison, Short Hills, Basking Ridge, Warren, Watchung & surrounding towns. Rosaleen has been a successful realtor with over 30 years of experience, America's #1 Expert. When asked what is the most important to her in real estate, she stated "the ability to listen", "flexibility", "strive for excellence", "integrity" & "trust". Isn't this what we are all looking for? A person who represents old fashion service with the state of the art technology.

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