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Local Maps and Links: Summit, New Providence and Berkeley Heights New Jersey home buying, real estate listings, and homes for sale in Union County, NJ

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Financing Your Home >Early Loan Approval

Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.

Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.

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Q	What economic factor can make the purchase of a home an excellent long-term investment?
A	Home price appreciation can result in a substantial return on the buyer's investment as a house increases in value over time.
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When You Need Title Insurance, Get It From The Best Title Insurance Company..

Mimi Korn
Regional Title Executive
Garden State Abstract Company
Cell: 973-220-0209
Fax: 973-228-5094
Email: MimiStuart@aol.com

If you need to get pre-approved for a mortgage, I recommend you contact...

Edward A. Lepore
Home Mortgage Consultant
Wells Fargo Home Mortgage
Red Bank, NJ
Office: 732-933-5652
Cell: 732-500-6764
Fax: 732-933-8319
Email: Edward.Lepore
@WellsFargo.com

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Rosaleen Light-Newby, REALTOR®, real estate agent and broker for Summit, New Providence and Berkeley Heights New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Rosaleen Light-Newby
Re/Max Achievers
315 Springfield Avenue
Summit, NJ. 07901
Mobile Phone: 908-510-0861
Business: 908-522-9444 ext 103
Residence: 973-665-9280
Fax: 973-695-1666
Email: Rosaleen@NUMBER1EXPERT.com
Email: rosaleenlight@comcast.net
Let Rosaleen be your guide through Summit, Berkeley Heights, New Providence, Chatham, Madison, Short Hills, Basking Ridge, Warren, Watchung & surrounding towns. Rosaleen has been a successful realtor with over 30 years of experience, America's #1 Expert. When asked what is the most important to her in real estate, she stated "the ability to listen", "flexibility", "strive for excellence", "integrity" & "trust". Isn't this what we are all looking for? A person who represents old fashion service with the state of the art technology.

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NUMBER1EXPERT™ in real estate for Summit, New Providence and Berkeley Heights, New Jersey

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