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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"Working with Rosaleen proved to be the best part of this transition."
Rich Vedder
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Rosaleen Light-Newby is one of The Top Selling Real Estate Experts™
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Rosaleen Light-Newby, REALTORŽ, real estate agent and broker for Summit, New Providence and Berkeley Heights New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Call Rosaleen at 908-510-0861 for immediate response

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Summit, Berkeley Heights, New Providence, Chatham, Madison, Short Hills, Basking Ridge, Warren and Watchung real estate market on this site.

Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Summit, Berkeley Heights, New Providence, Chatham, Madison, Short Hills, Basking Ridge, Warren and Watchung Realtor, I have the experience and track record you are looking for. Please let me help.

Rosaleen Light-Newby

School Reports in Summit, New Providence and Berkeley Heights, New Jersey

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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The Heritage Foundation

New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Summit, New Providence and Berkeley Heights

Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?
A	One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million.
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When You Need Title Insurance, Get It From The Best Title Insurance Company..

Garden State Abstract Company
Mimi Korn
Regional Title Executive
Cell: 973-220-0209
Fax: 973-228-5094
Email: MimiStuart@aol.com

If you need to get pre-approved for a mortgage, I recommend you contact...

Edward A. Lepore
Home Mortgage Consultant
Wells Fargo Home Mortgage
Red Bank, NJ
Office: 732-933-5652
Cell: 732-500-6764
Fax: 732-933-8319
Email: edward.lepore
@WellsFargo.com

As a top Realtor, I know everyone in town! Whether you are buying or selling, you will need the help of local businesses.
Click here to see who I recommend.

Rosaleen Light-Newby
Re/Max Achievers
315 Springfield Avenue
Summit, NJ. 07901
Mobile Phone: 908-510-0861
Business: 908-522-9444 ext 103
Residence: 973-665-9280
Fax: 973-665-9283
Email: Rosaleen@NUMBER1EXPERT.com
Email: Rosaleenlight@earthlink.net

Let Rosaleen be your guide through Summit, Berkeley Heights, New Providence, Chatham, Madison, Short Hills, Basking Ridge, Warren, Watchung & surrounding towns. Rosaleen has been a successful realtor for 30 years & when asked what is the most important to her in real estate, she stated "the ability to listen", "flexibility", "strive for excellence", "integrity" & "trust". Isn't this what we are all looking for? A person who represents old fashion service with the state of the art technology.

Equal Housing ERC MLS REALTOR RELO

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