Summit, New Providence and Berkeley Heights real estate and homes for sale in New Jersey - Rosaleen Light-Newby, REALTOR® Rosaleen Light-Newby REALTOR(r) for Summit, New Providence and Berkeley Heights, New Jersey real estate - NUMBER1EXPERT™ Rosaleen Light-Newby NUMBER1EXPERT(tm) for Summit, New Providence and Berkeley Heights, New Jersey real estate
View Contact Information for Rosaleen Light-Newby, Realtor(r) serving Summit, New Providence and Berkeley Heights, NJ in Union                          County > Pop-Up Window
Click to Email Rosaleen Light-Newby, REALTOR(r) serving Summit, New Providence and Berkeley Heights, NJ in Union                          County
Login
Sitemap


My Feature Homes

Search All Local Listings


All agents are NOT alike! Find out why I am a top real estate expert. Call me on my cell phone at 908-510-0861 anytime.


Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >


"Informative, Honest and Intuitive!"
"Working with Rosaleen proved to be the best part of this transition."
Rich Vedder
Read Quote >
View All Quotes >

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Rosaleen Light-Newby is one of The Top Selling Real Estate Experts™
Find Out More >

First Time Homebuyers: Summit, New Providence and Berkeley Heights New Jersey home buying, real estate listings, and homes for sale in Union                          County, NJ
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Summit, New Providence and Berkeley Heights real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below. 

You can also contact Coldwell Banker Mortgage Financing at 1-866-566-6991. Coldwell Banker is a full service company set up to help with every aspect of your purchase.
 

About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State:
Country:
Zip/Postal Code:
Phone:

About Your Move
When Are You Moving?
Where Are You Moving?

About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

Additional Info
Please Enter More Details,
Along With Any Comments,
Concerns, Or Questions:
Send Latest Listings: What is this?
Send Latest News: What is this?

*Please note that fields marked with an asterisk are required.


Email Me With Confidence
Quick Response Guarantee >
I Guarantee Your Privacy >
Free & Without Obligation >


Real Estate Tips
Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is a "smart home"?

A 
A "smart home" is equipped with structured home wiring packages that control the home's systems via networked technologies.
See More Real Estate Trivia >




School Reports
See the Nation's Top Rated: School Reports - Public, Private & Charter >



Get My Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
Name:
Email:
When You Need Title Insurance, Get It From The Best Title Insurance Company..
Garden State Abstract Company
Mimi Korn
Regional Title Executive
Cell: 973-220-0209
Fax: 973-228-5094
Email: MimiStuart@aol.com

If you need to get pre-approved for a mortgage, I recommend you contact...
Edward A. Lepore
Home Mortgage Consultant
Wells Fargo Home Mortgage
Red Bank, NJ
Office: 732-933-5652
Cell: 732-500-6764
Fax: 732-933-8319
Email: edward.lepore
@WellsFargo.com


As a top Realtor, I know everyone in town! Whether you are buying or selling, you will need the help of local businesses.
Click here to see who I recommend.


Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need my eNewsletter.
Name:
Email:



Rosaleen Light-Newby, REALTORŪ, real estate agent and broker for Summit, New Providence and Berkeley Heights New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Rosaleen Light-Newby
Re/Max Achievers

315 Springfield Avenue
Summit, NJ. 07901
Mobile Phone: 908-510-0861
Business: 908-522-9444 ext 103
Residence: 973-665-9280
Fax: 973-665-9283
Email: Rosaleen@NUMBER1EXPERT.com
Email: Rosaleenlight@earthlink.net

Let Rosaleen be your guide through Summit, Berkeley Heights, New Providence, Chatham, Madison, Short Hills, Basking Ridge, Warren, Watchung & surrounding towns. Rosaleen has been a successful realtor for 30 years & when asked what is the most important to her in real estate, she stated "the ability to listen", "flexibility", "strive for excellence", "integrity" & "trust". Isn't this what we are all looking for? A person who represents old fashion service with the state of the art technology.

Equal HousingERCMLSREALTORRELO


www.lightnewby.com is brought to you by Rosaleen Light-Newby
NUMBER1EXPERT™ in real estate for Summit, New Providence and Berkeley Heights, New Jersey

Read My Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge




USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT™
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.



This Summit, New Providence and Berkeley Heights New Jersey web site is brought to you by Rosaleen Light-Newby, REALTORŪ















Return to Top >